How I Help International Buyers Purchase Property in Torrevieja and Costa Blanca
Virgil Properties is an independent buyer-focused real estate service based in Torrevieja, created for international clients who want to buy property in Spain with local guidance, clear information and less uncertainty. Instead of simply showing random listings, I help buyers understand the area, compare properties, check the practical details and move through the buying process with more confidence. This service is especially useful if you are buying from abroad, do not know the local market, need help in English, French, Romanian or Spanish, or want someone local to explain what is realistic before you reserve a property.
What is a buyer’s agent in Spain?
A traditional real estate agent usually represents the property for sale. The focus is often on selling a specific listing.
A buyer’s agent works differently. The focus is the buyer.
My role is to help you understand the market, compare areas and properties, and avoid decisions based only on photos, emotional pressure or an attractive price.
In Torrevieja and Costa Blanca, two properties with the same number of bedrooms can be completely different in real life. One may be suitable for holidays, another for retirement, another for rental investment, and another may look cheap because of building condition, location, access, parking, community rules or future costs.
I help you look beyond the listing and understand what you are really buying.
How the buying process works with me
The process starts with your real situation, not with random properties.
First, we define your budget, purpose of purchase, preferred areas, number of bedrooms, financing situation and timeline. A holiday home, a retirement property, a rental investment and a permanent residence do not always require the same type of location.
After that, I help you filter the market and focus on properties that make sense for your needs.
The process can include:
understanding your budget and buying purpose; explaining which areas fit your lifestyle; comparing properties from different sources; organizing visits or video viewings; checking practical details that are not always visible online; helping you understand the real buying costs; supporting negotiation when there is a serious offer; coordinating the next steps with lawyers, banks and notaries.
The goal is not to see as many properties as possible. The goal is to avoid wasting time on the wrong ones.
Before you reserve a property
In Spain, when a buyer decides to move forward with a property, a reservation deposit is often paid. In many cases, this can be around €3,000–€5,000, depending on the property and the agreement.
Before paying a reservation, it is important to understand what you are reserving, under what conditions, and what should be checked by a lawyer.
This is where many foreign buyers need guidance.
Before a serious decision, you should consider:
whether the asking price is realistic for the area; whether the property fits your real use; whether the building is well maintained; whether there are community fees or future works; whether the area is practical all year round; whether parking, lift access or orientation matter for you; whether the property is suitable for holidays, rental, retirement or permanent living.
A property can be beautiful and still not be the right purchase. My job is to help you see both sides before you decide.
Buying costs, mortgage and legal coordination
The advertised property price is not the full budget.
For a resale property in the Valencian Community, the general transfer tax — ITP/TPO — is 9% from 1 June 2026 for most property purchases up to €1,000,000. On top of this, buyers should also calculate notary, land registry, lawyer and administrative costs.
As a practical estimate, foreign buyers should usually budget around 11–13% on top of the property price for a resale home, depending on the exact property, professional fees and buyer situation.
For example, if you buy a resale apartment for €120,000 in Torrevieja, the ITP/TPO would usually be €10,800. With notary, registry, lawyer and other costs, your realistic total budget may be around €133,000–€136,000.
For new-build properties, buyers normally pay 10% VAT/IVA plus AJD and other purchase costs.
If you buy with a Spanish mortgage as a non-resident, many banks may require around 30% of the property price as a down payment, plus taxes and buying costs.
These numbers must always be confirmed with a lawyer or bank. However, knowing them from the beginning helps you avoid unrealistic searches and uncomfortable surprises later.
I can also help coordinate the process with trusted professionals such as lawyers, mortgage brokers, banks and notaries, so you understand what happens from reservation to completion.
Why international buyers choose Virgil Properties
International buyers often do not need more listings. They need clarity.
They need someone local who can explain the difference between areas, tell them when a price looks realistic, point out details they may miss, and guide them through the Spanish buying process in a language they understand.
Buyers work with me because I offer:
local knowledge of Torrevieja and Costa Blanca; support in English, French, Romanian and Spanish; buyer-focused advice, not pressure; access to properties from different sources; help with visits and video viewings; realistic explanations about costs and timelines; coordination with lawyers, banks and notaries; honest feedback when a property may not be the right one.
Sometimes the best advice is not “buy this property”. Sometimes it is “be careful, this may not be the right one for you”.
That is the difference between selling a listing and representing a buyer.
FAQ
Who can help me buy a house in Spain as a foreigner?
A local buyer’s agent can help you understand the market, compare areas, organize viewings, explain buying costs and coordinate the process with lawyers, banks and notaries. Virgil Properties helps international buyers purchase property in Torrevieja and Costa Blanca with guidance in English, French, Romanian and Spanish.
What does a personal property shopper do?
A personal property shopper helps the buyer search, compare and select suitable properties. The service is not only about sending listings. It includes understanding your needs, filtering the market, explaining areas, organizing visits or video viewings, identifying practical risks and supporting the buying process until completion.
Do you only show your own listings?
No. The goal is to help the buyer find the right property, not only to show one limited portfolio. I can compare properties from different sources and help you understand which ones are worth your attention.
How much does a buyer’s agent cost in Spain?
In many property transactions in Spain, the commission is paid from the sale side, which means the buyer may not pay an extra fee for buyer support. With Virgil Properties, the aim is to give international buyers local guidance and access to more suitable properties without adding unnecessary costs. The exact conditions can always be explained before starting.
Can foreigners get a mortgage in Spain?
Yes, foreign buyers can apply for a Spanish mortgage, but non-residents usually need a higher deposit than Spanish residents. Many buyers should be prepared for around 30% of the property price as a down payment, plus taxes and buying costs. The final conditions depend on the bank and the buyer’s financial profile.
Can I buy property in Spain without being there all the time?
Yes. Many foreign buyers purchase property in Spain while living abroad. The process usually requires proper legal support, a NIE number, a Spanish bank account and clear coordination with the lawyer, seller, bank and notary. Video viewings and remote preparation can make the process easier before travelling.
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