Virgil Properties

MADRID · ESPAÑA

Buy property in Madrid with an English-speaking buyer's agent

Madrid is one of Europe's strongest markets for international buyers — for relocation, a city home, or a buy-to-let investment. Virgil is an independent, multilingual buyer's agent who works for you, not the seller: he searches the whole market, explains the real costs, handles the NIE, bank, legal checks and negotiation, and guides you in English, French, Romanian or Spanish. You choose the property — he handles the rest.

Madrid for international buyers

Unlike the coast, Madrid is about permanent living, business and investment: a vibrant capital with world-class culture, gastronomy, international schools and an excellent metro. Whether you're relocating, buying a pied-à-terre, or investing for rental income, Virgil helps you choose the right neighbourhood and a property that genuinely fits — not just whatever an agency happens to have.

A turnkey service — you choose, I handle the rest

Buying abroad can feel overwhelming. Virgil removes the stress: he sources properties across every agency and developer, arranges in-person or video viewings if you're abroad, negotiates the price, and coordinates your NIE, Spanish bank account, independent lawyer, mortgage adviser and notary. Everything explained in your language, step by step.

What it really costs (ITP is only 6% in Madrid)

Madrid has one of Spain's lowest transfer taxes — ITP at 6% on resale homes (versus up to ~10% in other regions). Budget roughly 10–12% on top of the price once notary, land registry and legal fees are included; for new builds it's 10% VAT plus fees (~12–13%). Virgil gives you a clear, honest breakdown for every property before you commit — no hidden surprises.

Buy safely — no scams, no surprises

Sending hundreds of thousands of euros abroad is daunting. Virgil protects you with proper due diligence: an independent lawyer (never the seller's) verifies the property has no debts, the licences are valid and the paperwork is clean, funds move through secure channels, and the deed is signed before a notary. You're represented at every step.

Neighbourhoods for international buyers

Every area is explained from a foreign buyer's point of view — lifestyle, safety, schools and transport, not just square metres. Popular choices include Salamanca (classic luxury), Chamberí (elegant and central), Retiro (green and premium, by the park), Chamartín (business and family) and Centro / Barrio de las Letras (historic and walkable). See the neighbourhood guides below.

Madrid neighbourhoods

Explained from an international buyer's point of view — lifestyle, safety, transport.

FAQ — buying in Madrid

Can a non-resident buy property in Madrid?

Yes. Foreigners and non-residents can freely buy property in Madrid. You'll need an NIE (Spanish tax ID) and usually a Spanish bank account — Virgil arranges both and guides you through the whole process in your language.

What taxes and costs apply when buying a resale property in Madrid?

Madrid's transfer tax (ITP) is 6% — among the lowest in Spain. With notary, land registry and independent legal fees, budget roughly 10–12% on top of the purchase price. New builds carry 10% VAT plus fees (around 12–13%).

Do I need an NIE and a Spanish bank account before buying in Madrid?

Yes — an NIE is required to purchase, and a Spanish bank account is needed to pay the deposit, taxes and bills. Virgil helps you obtain both, so the paperwork never becomes a roadblock.

Can a foreigner get a mortgage to buy in Madrid?

Yes. As a non-resident without a Spanish work contract, banks typically ask for around a 30% deposit plus costs, and you'll need to show sufficient net income. Virgil can introduce you to mortgage advisers who specialise in international buyers — it's best to check financing before reserving.

Which Madrid neighbourhoods are best for international buyers?

It depends on your goal: Salamanca for classic luxury, Chamberí for elegant central living, Retiro for green premium streets by the park, Chamartín for business and families, and Centro / Barrio de las Letras for historic, walkable charm. Virgil helps you compare them honestly for lifestyle and investment.

Can I buy a property in Madrid from abroad without visiting?

Yes. Many international buyers start entirely online — Virgil sends detailed video tours and arranges virtual viewings, and a power of attorney can let your lawyer complete the purchase so you only travel when you want to.

Tell us what you're looking for and we'll be in touch.

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